Disability Insurance

Disability insurance allows you to protect yourself and your family by providing a convenient, economical way of securing an income while out of work from an unexpected accidental injury or illness.

East Moline School District offers a voluntary long-term disability insurance policy for eligible employees through Blue Cross Blue Shield of Illinois Ancillary. More information about this policy is included in the attachments.

The District will pay $25 towards an income protection plan for new, eligible employees who do not wish to participate in the health insurance plan.

Disability benefits are provided by the IMRF and TRS retirement systems for their members. Please visit their websites or contact their member services for additional information. IMRF members who are unsure of which tier they are in can call the IMRF help line at 1-800-ASK-IMRF (1-800-275-4673).

Disability Benefits

Long-term Disability Insurance - Summary of Plan Benefits

A summary of plan benefits for the District's LTD plan.

.IMRF Disability - TIER 1

A link for IMRF (Illinois Municipal Retirement Fund) TIER 1 members to the IMRF tier 1 disability benefit webpage.

TRS Disability

A link for TRS (Teachers' Retirement System) members to a video that discusses TRS disability benefits.

Long-term Disability Rate Sheet

A description of the long-term disability premium calculation.

IMRF Disability - TIER 2

A link for IMRF (Illinois Municipal Retirement Fund) TIER 2 members to the IMRF tier 2 disability benefit webpage.