403(b) Retirement Accounts

A 403(b) plan is another option for employees to save for future retirement needs. East Moline School District #37 offers our eligible employees the opportunity to save for retirement by participating in the East Moline School District #37 403(b) plan. You can participate in this plan by making pre-tax contributions. Click here to view the full annual 403(b) plan eligibility notice.

2024 Annual Notice about Participating in Your Employer's 403(b) Plan

I'm ready to set up a 403(b) account! How do I get started?

To initiate a 403(b) retirement account:

1. Contact an investment provider listed below under "Authorized Investment Providers."

2. Select an investment product with your financial advisor.

3. Fill out the Salary Reduction Agreement form and submit it with a copy of the investment agreement you completed with your provider, to the Human Resources Department by the deadline listed below.

4. Set up your Planwithease account. (See below for more information)

Authorized Investment Providers

For specific investment provider information, please click on the investment provider name of your choice to visit the company's website.

Ameriprise Financial - (800) 862-7919

Equitable

• PJ Mangieri - (309) 397-5022 or [email protected]

• Jamie Rammel - (224) 554-8080 or [email protected]

Horace Mann Insurance Company - (800) 999-1030

Modern Woodmen - (800) 447-9811

Security Benefit - (800) 888-2461

Thrivent Financial - (800) 847-4836

VOYA Financial

For new enrollments: (888) 311-9487

For fixed/variable account holders: (844) 576-8692

Planwithease

Planwithease has been retained to provide administrative services for the district 403(b) plans. Among the services they provide are authorizations for fund distributions, hardship withdrawals and other allowable transactions within the guidelines of the district 403(b) plan. To access account information and/or request authorization for 403(b) transactions, an online account must be established by the employee. See the Planwithease Participant User Guide for instructions on establishing such access or visit the Planwithease homepage.

Planwithease Resources

Participant User Guide - This document outlines how you can access and view your account(s) on planwithease.com. It also provides information on how to complete a transaction request through the planwithease.com website.

Retirement Overview Calculator - Are you on the right track? How much will you need in retirement? It's important to create and monitor a savings strategy to reach your retirement income objectives. Try the My Retirement Overview® calculator.

Financial Calculators - These calculators can make the decision-making process easier by helping you figure out where you stand now—and where you'd like to end up in the future—so you can invest more wisely today. Try the Planwithease calculators today.

Still unsure about participating in a 403(b) plan? Read this Planwithease article to find out more information.

Teachers' Retirement System

The Teachers' Retirement System (TRS) website, www.trsil.org contains a host of information for TRS members and annuitants as well as online access. Benefit information includes, but is not limited to, retirement planning, disability benefits, death benefits, and service credit. Members can contact TRS Member Services at 877-9-ASK-TRS (877-927-5877).

Please refer to the publication "TRS Timeline for Retirement" for guidance on retirement planning.

Not sure if you are a TRS tier I or tier II member? Visit this TRS web page for assistance.

Illinois Municipal Retirement Fund

Eligible classified staff members are enrolled in the Illinois Municipal Retirement Fund (IMRF). IMRF benefits and online access are also available through the IMRF website, www.imrf.org. IMRF Member Services can also be reached at 1-800-ASK-IMRF (1-800-275-4673).

We are required to make this IMRF Employer Cost and Participation information available on our website. You may access this information by clicking here.

IMRF - Voluntary Additional Contribution (VAC) Program

Are you a member of IMRF and looking for an easy way to save additional retirement income? Enroll in IMRF's VAC program!